How do I track personal finances?¶

The Personal section helps you track your own money, kept separate from your business.

Step 1. Connect a Personal bank account. In the Bank section, add or connect an account and set its type to Personal — see How do I add a manual bank account? and How do I connect my bank?

Step 2. Categorise your transactions. On the Transactions tab, give each one a personal category. The Categorisation Health bar at the top shows how many are done — your budgets, spending breakdown and tax suggestions all rely on categorised transactions.

Step 3. Use the tabs to see your position for the chosen period:

• Overview — your income, spending and where your money is going.
• Transactions — your personal transactions, to review and categorise.
• Budget & Spending — set budgets and see spending by category. See How do I create a budget?
• Tax — suggestions for transactions that might be tax-deductible.
• Wealth — your assets, debts and overall net position.
• Categories — manage your personal categories.

Use the period dropdown in the top bar to change the time period.

Related guides¶

• How do I create a budget?
• What is the difference between Business and Property bank accounts?