Total super balance¶

Definition. Your total super balance (TSB) is the total value of all your super at a point in time (generally 30 June), which the ATO uses to work out your eligibility for various super measures, such as making non-concessional contributions and carry-forward.

In plain English¶

Your total super balance is simply how much you have across all your super at a set date, usually 30 June. The ATO checks this figure to decide what you can and cannot do the following year, such as whether you can make extra after-tax contributions or catch up on unused caps. The higher your balance, the more limited some of these options become.

Related lessons¶

• Contribution caps

General information only — not tax, super or financial advice.