Preparing your payroll software¶

Payday Super starts on 1 July 2026. From that date, your payroll software needs to pay super every pay run and get it to the funds on time. The good news is that most of the work happens inside the software — your job is to check it is ready and to test it before the change.

This lesson is software-agnostic. Whatever product you use, these are the things to confirm.

In one line

Make sure your payroll software can pay super each pay run, send it to the funds correctly, and report through STP — then test it before 1 July 2026.

Why this matters¶

If your software is ready, Payday Super is just another step in each pay run. If it is not, super could be paid late. Checking and testing early gives you time to fix any gaps and to ask for help before the deadline.

What you will learn¶

What your payroll software needs to do for Payday Super
Why to test your setup before 1 July 2026
Who to ask if your software is not ready

Understanding the concept¶

For Payday Super, your payroll software should be able to do four things.

Calculate and pay super each pay run. It works out the super for each employee on every pay and lets you pay it at the same time as wages, not once a quarter.
Send payments to the funds correctly. It connects to a clearing house or uses SuperStream — the standard way employers pay super to funds — so the money reaches each fund with the details needed to allocate it. The ATO says the fund must receive the contribution within 7 business days of payday.
Hold correct fund details. It stores each employee's super fund and member account details, and keeps them current. The ATO advises checking these are right so payments are not rejected.
Report through STP. It reports each pay run to the ATO through Single Touch Payroll (STP). The ATO notes STP reporting is changing for Payday Super, so your software needs to handle the new reporting.

For accountants & bookkeepers

The ATO has advised software developers that STP will report qualifying earnings and the super liability per employee each payday under Payday Super, and that SuperStream is being revised to support faster payments and better error messaging. The Small Business Superannuation Clearing House is closing, so employers who use it must move to another method beforehand. For practices, the practical step is confirming each client's product is on a supported version and that pay codes are mapped correctly.

Example¶

Nina uses a payroll product for her cafe. Before 1 July 2026, she checks that it can pay super on every pay run, that it is connected to a clearing house, and that each employee's fund details are entered and correct. She runs a test pay so she can see the super calculated and the payment prepared, and confirms the pay reports through STP with no errors. Because she tested early, she finds one employee's fund detail was out of date, fixes it, and is fully ready when the change begins.

Common mistakes¶

Assuming your software is ready without checking or testing it.
Leaving fund details out of date, which can cause payments to be rejected and arrive late.
Ignoring warning messages from a fund — the ATO says a warning today could become a rejection after 1 July 2026.
Not knowing who to contact if something does not work — line up your provider's support before the deadline.

How this works in myaccountant¶

In the app — myaccountant works out super on each pay run and connects to super payment so you can send contributions to the funds on time. It holds each employee's fund details and reports your pay runs to the ATO through Single Touch Payroll. You can run a pay to check the super and the STP report before the change takes effect.

Key points¶

Your software must calculate and pay super on every pay run.
It must send payments to funds correctly via a clearing house or SuperStream.
It must hold each employee's fund details and keep them current.
It must report each pay run to the ATO through STP.
Test your setup with a pay run before 1 July 2026.
If it is not ready, contact your software provider or clearing house early.

Learn next¶

General information only — not tax, super or financial advice.

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